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Just Get Rid Of It! Print E-mail
(5 votes, average 4.60 out of 5)
House - Maintenance
Written by the frugal nomad   
Friday, 30 July 2010 03:08

You’re not alone. To a certain degree, we’re all hoarders and pack rats. You tell yourself that you’ll nevejunkr know when you need it even though you know the answer is ‘never.’ Accumulating clutter can be a very expensive habit and one that is very difficult to break.


First off, let’s look at the expense and hassle of keeping useless things around the house. Stuff takes up space. Even small objects can crowd desk drawers and kitchen cabinets. And when you’re looking for something that you actually need, you might not find it because it’s lost in the clutter. So the bad stuff ends up burying the good stuff.

Read more: Just Get Rid Of It!
 
Today's Best of the Web Print E-mail
Personal Finance - Education
Written by livecheap staff   
Friday, 30 July 2010 03:15

Here's Today's best articles on the web:

  • Best Web Sites for Apartment Hunting
  • Federal Budget to Top $1.4 Trillion in 2010 and 2011
  • Hip to Clip Coupons
  • Save Money, Save Space, Save the Environment
Read more: Today's Best of the Web
 
How to Buy Stuff Online Cheaply - 4 Steps Print E-mail
(5 votes, average 5.00 out of 5)
Shopping - Online
Written by livecheap staff   

We love to buy online and the thing we like most about it is that you usually end up getting excellent value. Sure it is convenient to shop from the comfort of your own home,  but at the end of the day, the biggest factor for us is the savings. To start with, you get a leg up by not paying sales tax if the vendor has no physical presence in your state. While virtually every state legislature is up in arms about this online sales tax exemption, it doesn't look like it's going to change any time soon. Technically, you are supposed to pay your state directly, but we imagine that fewer than 1% of people ever get around to doing that.  The sales tax savings which can be as much as 9.75%, is often the deciding factor in making a purchase.

 

The tax free advantage is a good place to start but when you combine it with other online shopping strategies - you should be able to purchase the highest quality merchandise at rock bottom prices. When we pooled the combined knowledge of our staff at LiveCheap.com, we managed to develop a method to give consumers the best chance of landing an excellent deal when they shop online.

Read more: How to Buy Stuff Online Cheaply - 4 Steps
 
Today's Best of the Web Print E-mail
Personal Finance - Education
Written by livecheap staff   
Wednesday, 28 July 2010 10:15

Here's today's best personal finance, living cheap, and frugal articles on the web:

  • The Great Decoupling of Corporate Profits from Jobs
  • How to Talk Yourself Out of Unnecessary Buys
  • Overspending Spouse?
  • Funeral Recession

 

Read more: Today's Best of the Web
 
Watch Out for These 5 Hotel Fees Print E-mail
(5 votes, average 4.60 out of 5)
Travel - Hotels
Written by Omie Ismail   
Monday, 26 July 2010 03:49

Hotels have followed the airlines' lead into adding fees to make up for low prices. While room rates have floundered for years, fees have risen at a fast clip. Before, you book your next cheap hotel room, you should pay attention to these 5 hotel fees:

Read more: Watch Out for These 5 Hotel Fees
 
5 Things You Can Really Do Without Print E-mail
(5 votes, average 4.80 out of 5)
Personal Finance - Education
Written by Omie Ismail   
Wednesday, 28 July 2010 03:22

It looks like we've discovered the secret to getting lots of reader feedback: write an article that everyone disagrees with. To be honest, I knew people would wince after reading Nomad's article yesterday. Sure enough, his list of a dozen things he manages to do without generated more negative votes and comments than any article we've ever published. We've written on topics that have drawn thirty times the traffic and only a handful of comments - usually positive ones. Nomad's humor is often hard to get a handle on and like most people who travel a lot, he's developed some quirky consumption habits to keep his luggage light. That said, I warned him about putting the deodorant on his list so he had it coming.  

To make up for Nomad's debacle, I thought I'd put together a list for those of us sensible folks that love our spice racks and can't live without hair conditioners.  Allow me to share a few insights about some unnecessary things that people pay for that can add up to serious money. While most of the items on this list are targeted at those who are amassing savings and have mid to higher incomes, if you live below your means at any income, they will likely apply to you to. Here's my list of 5 things you REALLY don't need. Doing without them can save you a small fortune over your lifetime.

Read more: 5 Things You Can Really Do Without
 
A Dozen Things You Can Definitely Do Without Print E-mail
(42 votes, average 2.64 out of 5)
Shopping - Everything Else
Written by the frugal nomad   
Tuesday, 27 July 2010 03:11

A lot of great business ventures are based on a simple creed - ‘Create a Need and Fill It’ and it works every time. Throw in a little marketing and some slick packaging and consumers will beat a path to your door. Try this experiment - take a leisurely walk around your supermarket and don’t buy a single thing. Just make random mental notes of all the products you have no use for. Most likely, you wouldn’t even consider buying most of the products on display. Pay close attention to the spice rack. Unless you’re a gourmet chef, you probably won’t recognize half the names. Just pronouncing some spice names can be an ordeal. So many spices - so little time.

If you have another afternoon to idle away, spend it at your local discount pharmacy. Look at the choice of hair care products. How do people manage to arrive at a decision on the perfect shampoo and conditioner? A full disclosure is warranted - I use Johnson’s Baby Shampoo because I figure if it can’t harm the kids than it can’t possibly damage my bald spot. I never use conditioners because I’m not sure exactly what they do and, frankly, I’m concerned they might have a detrimental effect on the size of my bald spot.

Which brings me to the point I’m trying to make; there are so many products out there that frugal consumers can do without. Here’s my list of 12 Things I can do without. I hope your list is even longer.

Editor's Note: I implore anyone that is age 12 or older to ignore Frugal Nomad's advice on #9. It's a small price to pay for your fellow man.

Read more: A Dozen Things You Can Definitely Do Without
 
Wacky Grocery Prices at Target Print E-mail
(7 votes, average 4.57 out of 5)
Food - Groceries
Written by Omie Ismail   
Thursday, 22 July 2010 02:53

Everyone likes to pay less for groceries. Supermarkets can often be expensive and so many of us have turnedcheerios to Target or Walmart to snag some cheap grocery deals. The prices are good on many items and you don't have to pick off the loss leaders or use coupons to feel like you got a deal. But a recent trip to Target left me shaking my head. Some Target grocery prices just don't make sense; they are illogical and dare I say "wacky".

Read more: Wacky Grocery Prices at Target
 
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